Let’s face it. Insurance companies don’t calculate their profits based on how much money they pay out in a given year or on a given claim. They base profits on the collection of premiums and the lowest possible payout of claims. Insurance companies earned billions of dollars in recent years.

Did premiums decrease?

No. The theory of claims handling became “Deny/Delay/Destroy.” Claims investigating and adjusting became a computer-generated process seeking to low-ball any claim. Claims Adjustors get minimal authority to settle cases outside of the algorithmic parameters programmed into their computers.

Experience counts in dealing with Insurance Claims and Disputes. Largay Law handled hundreds of these claims. Let us review your Insurance Claims or Dispute. See if negotiation or litigation may be right for you and your claim.